Welcome to our company

Farmers Mutual Insurance Company is a West Virginia Farm Mutual Insurance Company. Farmers Mutual has been serving West Virginians since 1905. We offer a variety of products to meet your insurance needs, and our service is second to none.

We utilize state of the art technology to service our agents and policyholders. The latest computer technology enables Farmers Mutual to provide accurate and timely assistance, and our professional staff takes pride in being knowledgeable and courteous. We have over sixty agencies under contract, allowing us to reach each area of the state, making quality insurance coverage available to our residents.

One of the most important aspects of any Insurance Company is its claim service. Farmers Mutual Insurance Company provides outstanding claim service to its policyholders. Claims are handled in a prompt, fair manner by experienced staff specializing in claims. Personal contact with the Insured facilitates an understanding of the claims process, and timely handling allows for a prompt recovery from loss.

Farmers Mutual Insurance is proud to be of service to the residents of West Virginia. We are a West Virginia Company staffed by West Virginians writing insurance for West Virginians.

Farmers Mutual offers competitive rates and excellent service. We offer Mobile Home Owner’s policies, traditional Home Owner’s policies, a true Farm Owner’s policy, along with custom policies for churches, seasonal dwellings, and other commercial interests. Click here to visit our products page.

Small contractors are welcome at Farmers Mutual; our commercial underwriter can tailor a policy to fit your specific needs.

Please see one of our local agencies and ask how Farmers Mutual can be of service to you. Click here to locate an agency near you.


Rated By A.M. Best A Excellent

A Best's Financial Strength Rating is an independent opinion of an insurer's financial strength and abililty to meet its ongoing insurance policy and contract obligations. It is based on a comprehensive quantitative and qualitative evaluation of a company's balance sheet strength, operating performance and business profile.

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