Optional coverages are available with this program. You can choose to insure your personal property, other structures on the property, or add liability insurance and medical payments coverage. These optional coverages do require an additional premium.

Farmers Mutual knows that many dwellings have a woodstove installed, and we gladly insure these dwellings, provided the woodstove meets our guidelines.

One and two family dwellings qualify for this program, and hybrid dwellings (a combination of mobile home and a stick built house) qualify as well. However, we do not insure student housing or vacant or unoccupied dwellings. This policy does not cover dwelling maintenance.

When you have an investment like rental dwellings, it is important to know your investment is safely protected. Farmers Mutual Insurance Company has been protecting West Virginians and their property for more than one hundred years, and we take pride in serving our customers. Give yourself the peace of mind that comes from knowing your property is properly protected. See your local Farmers Mutual agent today, and ask how you can protect your investment. Click here to locate an agency near you.